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Buying a House

Buying a house is a big decision and it’s a good idea to get some sound advice before purchasing. As leading real estate agents in Auckland, Professionals Lovegrove Realty have put together this guide to help you make your purchase with confidence.

Get your finances together first

It is always wise to confirm how much you can borrow before you go looking to buy a home. You should also keep in mind the additional ongoing expenses that you will need to cover when owning a house, such as rates and insurance.

List what you need

Look around at different house styles that you can afford in the area you want to live in. It can be disappointing if the house style you have in mind is not within your price range. 

As an alternative, you may need to choose a different suburb but still consider your needs of shopping, transport, schools, etc. It helps to make a list of what is essential for you in a home and what would be a bonus.

Keep cool

Often home buyers pressure themselves into buying something because they feel that they have looked for too long or that someone else may also be ready to purchase that same house. As experienced real estate agents, we know this isn’t wise. Buying a home is an important financial decision and shouldn’t be rushed. 

Look at why it has taken you so long to find something; you may need to reassess your criteria for choosing a home.

Buying the first home you see

Real estate agents often report that it is frequently the first home that a buyer sees (and really likes) that they end up purchasing. Salespeople are skilled at understanding what it is you are looking for and will do their best to select for you those homes that most closely match your needs. 

Don't think that you have to see dozens of homes to be sure; if the first home you see suits you and you like it, buy it. You may miss out if you choose to look at many other homes before deciding.

Ask a real estate agent for help

Home buyers often try to 'go it alone' and not ask a real estate agency for help. But remember, real estate agents aim to help you find a property that fulfils your criteria. Happy customers often refer us to new clients and that’s how we build both our reputation and our business. Ask salespeople questions to get as much information as you need to find the right property for you.

Building inspections

Overlooking potential future problems can be an issue for first time buyers who are not familiar with building construction. It is often a good idea to get a building inspection completed by a registered and qualified tradesperson, particularly if you are in doubt about any structural elements.

It's your decision

Home buyers often feel that they need 'approval' from their parents or friends before making the final decision. Remember it is your opinion that matters most; you will be the one living there.

See clearly

Don't judge a home by the furnishings and style that are in place. Imagine your own furnishings in place to clearly picture and highlight the benefits of the good floor plan of the home.

Auctions are OK

Don't avoid homes that are for auction because you are unfamiliar with the process. Talk to your local real estate company or your agent to learn how the auction system works – it is a very controlled and fair process. 

When you decide to attend an auction to bid for a house, ask your real estate agent to assist you. They will help you to feel comfortable with the process.

There is more than one right home

Getting attached to your dream home can be a cause of distress and frustration. You see it, you've got to have it, and then it's sold to someone else with more money. It is possible that your offer may not be accepted or that someone else may bid higher than you at the auction. 

The good news is that there really is always another home that will suit your needs, and become your dream home.

Find out more in our eBook - the steps

Read or download our Pathway to Buying Your Home eMag below for clear steps on how to buy a house in Auckland. It’s filled with practical information to help you find a property in Auckland and buy with confidence. You’ll learn about finance, understanding the market, finding a property, and making an offer.

Magazine-Buying.jpg
Pathway to Buying Your Home

View online 
our eMag or download a PDF version.

Step through the process of buying a home. Practical information on finance, understanding the market, finding a property, what to look for when buying an established home, strata title, buying a block of land, as well as the offer, 

 

If you need further assistance while looking to buy your property, please contact us.